I… disabled Fire Service Veteran of…will state as follows:

Since re-looking at my own pension papers I now realise that when I received them I should have asked for an explanation on how they arrived at some of the numbers. Alas, hindsight!

But, as you have said in the Bugler “Why Would you”? Because at the time of retirement you would be under the belief that you would be receiving the best advice available.

You naturally assume at this life changing time, those charged with calculating and awarding your pension do so with competence, integrity, and trust.

Which of course, are attributes possessed of uniformed public service personnel, but sadly lacking in some personnel and pension departments either in the FA or those outsourced by the FA.